All articles are our individual oppinon and outlook on the market and should not be mistaken for any policy or decisions made by the regulator or other bodies.
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In this short article we discuss the common trends and details on why funds fail in the marketplace.
What does it mean if you are an existing sponsor with an ACD but being asked to Novate. What options are available? In this article we cover what managers, sponsors and boards need to consider.
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We are delighted to be speaking and moderating at this annual important event for Global Asset & Wealth Managers.
Based on AI data and computer generated models, completely mathematical, the following predicted election results have been provided as at 10th Jun 2024...
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We have been asked a number of times our view on the regulators role in the 'Woodford' situation that raises some very serious and valid questions...
Many clients and managers are questioning what value, if any there is in the Assessment of Value given there are 10 different varieties and each one assesses value in a different way using...
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Here we provide a list of the technology providers in financial services and scoring across ability to deliver and performance.
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Low scoring or funds that have been identified as not providing value for money are now starting to see the impact of this assessment that may not be entirely fair in comparison to relative...
As predicted by Lloyd Expert Consultancy Ltd at the start of 2023, the number of independent ACDs will drop to 9 by the end of 2023...
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Whilst many Sponsors and Fund Managers will be more than aware of what their ACD does and how they perform, this can sometimes be misunderstood for what value and services the ACD should be...
With a number of corporate activities in the external ACD marketplace, the number of options and providers is becoming smaller and more specialised as we move into M&A season...
We provide some hints and tips to quickly become compliant with the consumer duty requirements on the more challenging elements...
Many European providers of MANCO services still see huge value in entering the UK Marketplace to become an ACD also for clients who want exposure on both sides of the water.
The first draft of the FCA proposed changes to the ACD marketplace has been drafted and should hopefully result in some positive oversight changes to the fund ranges.
Really great to catch up with Rishi Sunak, Prime Minister who outlined his focus and support for Financial Services and the...
With news coming through that the largest ACD is to be aquired by a UK existing ACD creating in effect the newest largest ACD, we look at what this may mean for the industry and whether or not...
Having now witnessed and reviewed over 400 AOVs across the marketplace it is evident that we are still someway off the ideal and perfect AOV both in content, categories and grading (rating)....
Following a year of normality in the sense of no longer a worldwide pandemic controlling everything we do, we have had a year of finding how business as usual will look for the government and...
In this article we discuss the new FCA regulation that aims at tightening the rules, role of the ACD and the possible actions which may become enforceable, should the Fund Manager or ACD fail....
In the latest signs from the regulator it is clear that the level of Capital Adequacy will increase and could even multiple as much as 5 times the current level in order to provide sufficient...
With the recent publication of many funds AoV we once again see a common theme in gaps and weaknesses across 80% of the funds in the marketplace.
Delighted to have met with his RT Hon Rishi Sunak at a recent event where he was very well informed and equally concerned about the challenges the UK and Financial Services industry...
In this article we provide a comprehensive list of elements that most ACDs are failing in and why the regulator (FCA) is right in insisting on better standards...
We are offering all clients a free implementation guide for consumer duty in line with the regulator (FCA) requirements.
We are often engaged by clients regarding the role and options of external ACDs and moreso since the high profile case why having an understanding and alternative ACD in mind is useful.
Lloyd Expert Consultancy were this evening honoured to pay respects to her Majesty Queen Elizabeth II, while lying in state, on behalf of Lloyd Expert Consultancy, our family and all clients....
Monday 19th September 2022 - Office will be closed as a mark of respect for Her Majesty Queen Elizabeth II...
Following the recent indication by the FCA regulator that an ACD should prepare for redress, in this article we explain what it means to redress investors and what the regulator is relying on...
5 YEAR MILESTONE A huge thank you to all our clients, sponsors and fund managers who have been and many who continue to be associated with Lloyd Expert Consultancy Ltd.
With yet another merger of ACDs muted last week, we answer the important questions on what this means for the future of ACDs and whether or not this was all part of the regulator plan to reduce...
With a short delay from the FCA on the effective roll out of consumer duty it is still a requirement for firms to ensure they are addressing all the elements that this looks to achieve.
In this article we outline the role of a NED on Fund Boards, what questions they should be asking and what information they need to make an effective judgement.
In over 87% of the 2,000 funds now been reviewed we have found that AoV has either been misapplied or overscored due to misapplication in one or more of the 7 key criteria areas. The often sea of...
Following a recent meeting with the regulator it was interesting to note that the regulator does see a value in an independent depositary model in the world of fund oversight.
Having worked with over 40+ boards to review and assess the effectiveness of how they are run and ensure best practice is understood one of the key questions that management ask is do we have the...
Given the current situation in Ukraine and dreadful impact to the citizens and civilians we will not work with any Russian based clients.
it was an honour and privledge to host the Financial Conduct Authority (FCA) for an exclusive discussion on Assessment of Value (AoV) and Q&As to what is important for Fund Managers, ACDs (AFMs)...
Delighted to chair the important discussion on Assessment of Value (AoV) with a number of experts to hear their view, application and differences of oppinon that certainly made for a lively...
An amazing opportunity has arisen today in that the FCA has been handed the ultimate mandate enabling them to write or rewrite rules for the sector.
Lloyd Expert Consultancy Ltd is delighted to support the first UK Fund Forum at the Hilton in London on Monday 29th November 2021 and 30th November 2021.
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Having advised a number of IFAs, wealth managers over the years and carried out a selection process of fund managers to run the money, we have combined, created, the top 10 consistent areas and...
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The key differences we have come to learn in attitude and approach to regulation of the fund management industry. As Europe look to adopt the Assessment of Value (AoV) on the fund ranges what else...
Having been asked by a number of managers recently about the ACD market review and been told that they have had an indication the FCA were taking a stronger stance including consideration of...
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Unfortunately we currently find ourselves in the situation that sponsors and managers AoV of the fund and its remedies are down to which ACD the fund is with.
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In response to the FCA ACD findings and publication today (see link above), as leading experts in the ACD market place, much of the FCA findings will come as no surprise to the industry regardless...
Following the FCA engagement into the host ACD marketplace in December 2020, it can only be seen as a positive step that they are starting to try and understand the industry and how it has...
We believe in order to best serve the investor, industry credibility and integrity as a whole, when a fund is put at risk or suspended the ACD who manages the oversight of that fund should resign...
Brooks MacDonald, Brewin Dolphin, 7IM and AJ Bell are just a few familiar names you may recognise as recently and successfully removing the VAT from the MPS service it provides. In this guide and...
With the FCA engaging with all host ACDs over the December period there will be a raft of changes and recommendations that will be concluded over 2021 which sole aim should be to protect and act...
After conducting a poll sample we explore what a group of investors think and feel about how safe their money is by fund managers in todays climate...
The majority of issues in relation to the value assessment is the conclusion of the assessment that results in the Authorised Corporate Director (ACD) insisting that the fees, Annual Management...
Let us not underestimate the amount of work, responsibility and risk that the fund oversight function whether as an ACD or ManCo takes on versus the revenue it recieves from funds.
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The time has come for the role of the depositary to be scrutinised and questions asked is the current model fit for purpose?
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A large number of regular queries come into Lloyd Expert Consultancy Ltd in relation to the ACD marketplace and who is currently operating.
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The ongoing investigations by the FCA isn’t being helped by the inaccurate and political interference of John McDonnell who recently unfairly judged the FCA ’a sleep at the wheel’ when overseeing W...
As a result of the heightened awareness surrounding the ACD industry and important role it plays, a number of managers are now starting to look closely at the ACD which is overseeing the fund and...
A simple clear decision tree outlining the implication of the various election results.
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The industry needs to be very careful not to overreact in the current climate and be mindful of the message enforcement actions give to the investor under the current rules and regulations.
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Our Lloyd Expert Ryan Johnson outlines the predictions for 2020 within the Asset Management and Wealth Management sector along with a run down of what the regulator will concentrate on. Full...
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In this article I will outline that in fact all fund managers / wealth managers that I have worked with actually care a great deal about the investor and achieving the Fund objectives. They do...
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Too many times I have worked with clients who upon reviewing the ACD and deciding to switch they have then been presented with the cost of exit which is excessive and unjustified.
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In this article we explain the average costs of running a fund, what assurances investors have and with the increase in insurance premiums and compensation levels the fees for fund managers and...
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This article discusses the different models and approach ACDs take within the UK. As a marketplace there are currently 15 active ACDs offering services externally and it is important to understand...
In the event that regulations are put in place requiring all Fund Managers to outsource the ACD functions, we look at the reasons why such a decision could be made in the future and the billions...
The charity that Lloyd Expert Consultancy Ltd supports outline the good work it does at these times which are particularly difficult for many who have lost loved ones. Grief Encounter...
The importance of an effective review and what is key to financial services firms...
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I write this article as my fifth client query is raised by a European client asking about entry to the UK Fund Market and how to launch funds within the UK, attract distribution. Going the other...
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Ryan Johnson - Lloyd Expert Consultancy Ltd. Ryan is the leading expert across the industry for selecting, changing and managing an Authorised Corporate Director (ACD) for clients within the...
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The choice of independent ACD when unitising client portfolios or launching a new product to the market for wider distribution can be a difficult one to make.
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With MiFID II and compliance requirements only becoming more strict are IFA's equipped for the changes and how many are running the 'gauntlet' on the basis the FCA won't 'knock' at their...
As technology advances and new entrants into the platform space begin to do business charging as little as 10 bps for their service when well established providers still continue to charge upto 31...
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